Chapter 7 Bankruptcy As An Option

The tumultuous economy has caused many individuals and families a great deal of financial hardship and heartache. For many, circumstances beyond control have led to the vicious cycle of trying to juggle bills and survive between pay checks. Job loss, medical expenses, or an unforeseen emergency may have depleted your resources.  Credit card debt, a mortgage beyond your means, or an unsuccessful investment may be causing sleepless nights and constant financial worry. If you have reached the point where you feel like every day is a struggle and believe no hope is in sight, you are mistaken.

Bankruptcy may be an option. Bankruptcy under Chapter 7 is relatively fast and simple. The guidance of a Chapter 7 Bankruptcy Attorney Huntersville NC can guide you through the process. We can provide the crucial information and assistance that you may truly need successfully get through this difficult point in your life and move forward with hope and the reality that a fresh start is part of your near future.

The United States Bankruptcy Code offers a variety of different types of Bankruptcy. Chapter 7 Bankruptcy is often considered the easiest and usually does not take very long to accomplish from start to finish.  It is based on Unsecured and Secured Debt. As complicated as this may sound, it really is not. Our primary goal is to help you understand, make informed decisions, and guide you through the process with relative ease.

The financial and psychological burden of personal loans, credit cards, medical bills and judgments can be eliminated with the experience Chapter 7 Bankruptcy Attorney Huntersville NC has to offer. A common misconception people sometimes believe is that by filing Bankruptcy they will lose their home or vehicle. This is simply not true. In most instances we can work with the courts to insure you can retain your personal property, primary vehicle and residence. In essence, the court is asked to eliminate your unsecured debt. Secured debt that you want to keep is considered by the Court and if you have the ability to keep it by paying for it, you will be allowed to do so.

If you have found yourself in the midst of a financial crisis and you do not see an end in sight, now is the time to act. The sooner your situation is addressed and resolved, the sooner you can start living again with optimism.